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How it Works

Credits : Tech Mentor Maria (Youtube)

"Can I apply to US credit cards as non-citizen/non-resident of the USA ? How ?"

YES, you can apply to US Credit Cards with an ITIN (Individual Taxpayer Identification Number)

All these American Banks accept ITINs for Credit Card applications.

4 Easy Steps


Get your ITIN

Fill the form and you will shortly get your complete application package to submit to the IRS.


Apply for Credit Cards

With your ITIN in hand, you are now eligible to the vast majority of US Credit Cards, exactly like any US Citizen/Resident. 


Earn Points & Miles

Apply strategically to get the most out of it and maximize your rewards. Many benefits might also be included such as travel credits, loyalty program elite status, lounge access etc.


Access Luxury Travel

For a fraction of the original cost, you will now be able to travel the World in style, business or first class and discover amazing places multiple times a year.

Perks

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Frequently Asked Questions

Application Process & Eligibility

What is an ITIN ?

An ITIN provides a unique number to those who do not have or are not eligible for a Social Security Number. The IRS (Internal Revenue Agency) issues ITINs to individuals and foreign nationals whose income may be reported on a U.S. tax return but don’t qualify for a SSN (SSNs are issued by the Social Security Administration).

Can I get an ITIN even if I wasn't physically present in the US in the previous year?

Yes. You don't need to be physically present in the US to qualify for an ITIN, or to have earned US income that would require you to file a US tax return.

I don't remember my dates of travel to the US in the previous year, where can I find my travel history?

You can visit the US government website to view your United States arrival and departure history at this link: https://i94.cbp.dhs.gov/I94/#/history-search.

Is there any restrictions for specific nationalities ?

Absolutely no restrictions. Any adult can apply regardless of their country of origin or residence.

Documentation & Requirements

Do I need to provide proof of my US income stated?

Based on our Data Points, no you do not. This may be dependent on the type of income claimed. Also, you generally need to make over a certain threshold to have tax forms like 1099's issued. Since you are claiming an amount under that threshold, there shouldn't be any expectation that you have these forms.

What if I do have a 1099 or other tax form issued to me?

Email details or a copy of your 1099 form to travelsecretspro.help@gmail.com and we can discuss options for doing a manual return.

Do I need to mail in my passport for identification? Are there other options?

You have 5 options to apply :

  1. (Highly recommended) Get a Certified True Copy of your passport at the nearest US Consulate/Embassy
  2. Mail your original passport
  3. Mail originals or replacements of your Driver's License and Birth Certificate
  4. Apply via a Certified Acceptance Agent
  5. Book an appointment in person at an IRS Taxpayer Assistance Center in the USA.

Fully detailed instructions will be sent to you after filling our application form.

Can I use a notarized copy of my passport for identification?

Unfortunately, no notarized copies of identifying documents including passport are not accepted by the IRS. As stated on the IRS ITIN Procedures Frequently Asked Questions page: 'A certified document is one that the original issuing agency provides and certifies as an exact copy of the original document and contains an official stamped seal from the Agency. These documents will be accepted. A notarized document is one that the taxpayer provides to a public notary who bears witness to the signing of the official document and affixes a seal assuring that the document is legitimate. These documents will not be accepted for ITIN applications.'

Processing & Timeline

How long does it take to receive a response from the IRS?

The IRS quotes an 8-11 weeks turnaround time. Anecdotally it can take a bit longer than that during busy tax season

Where can I get updates on the processing status of tax forms?

The IRS publishes current processing status of tax forms on their website here: https://www.irs.gov/help/processing-status-for-tax-forms. This will tell you what month (date they received the form) they are currently processing for paper returns (Form 1040) as well as ITIN applications (Form W-7).

Can I call the IRS to inquire about the status of my application or other questions?

Yes, you can. They can be reached from outside the US at 267-941-1000. Beware this is not a toll-free number. I recommend using a VoIP service (Google Voice, Textnow, Paygo, Tello, etc) to make the call, especially if you don't have a good long-distance phone plan. If that doesn't work, you can also try calling the +1 800-908-9982 number. Press 1 for English, then 3 for 'Other Inquiries'. Option 2 (obtain the status of your ITIN) seems to produce a 'call us later' prompt (YMMV). Anecdotally, the best time to call is around late afternoon on the West coast (or in the evening on the East coast).

Tax Obligations & Compliance

Do I need to pay tax on income stated?

Yes you will pay a small amount of tax (~$5-10), which is why you are filing the return and why the IRS has to assign an ITIN to you.

What happens if I file my taxes after the IRS deadline?

Please see how the IRS calculates late filing and late payment penalties (tl;dr, it's a fraction of the tax owed). The maximum total penalty for failure to file and pay is 47.5% (22.5% late filing and 25% late payment) of the tax. On ~$10 USD of tax, this shouldn't be of great concern.

Once I have an ITIN, will I need to pay tax every year?

Simply having an ITIN will not create a tax obligation. Tax obligations are based on the nature of the income. Meaning, if you earn eligible US income you can be obligated to file US tax whether you have an ITIN or not.

Do ITINs expire?

After 3 years of not being used on a federal tax return, ITINs enter an 'inactive' state. You can still use an inactive ITIN the same as before to apply for credit cards. However, there is a risk that in the future an inactive ITIN will be reissued to someone else.

How do I prevent my ITIN from going inactive or being reissued?

The guaranteed solution to prevent your ITIN from going inactive and potentially being reissued to someone else is to file a tax return once every 3 years. We also offer an ITIN renewal service at travelsecretspro.com to renew ITINs which have become inactive.

Service & Support

Do you offer refunds? What happens if the IRS rejects my application?

All sales are final. This method is thoroughly proven and many of our clients get their ITIN within 5 weeks. We are always happy to assist you if questions remain.

How can I get a replacement ITIN letter (CP565)?

To get a replacement ITIN letter sent, you (the taxpayer) must call: (800) 908-9982. You will need to provide your name, date of birth, and address for verification. If you need to make a change of address, you may do it at the time of the call, as well. Note: Spanish speaking representatives are available.

Where can I learn more about ITINs?
What if I have any other questions?

Email them to us at travelsecretspro.help@gmail.com.

Travel Smarter, Better, Cheaper


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Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. For complete and current information, please consult the entity's website.